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Personal Finance Center

Contributing to tax-deferred retirement plans it a major component in any retirement savings plan; if you're over fifty, you can exceed the normal annual contribution limits.

For 401(k), 403(b), 457(b) and SAR-SEP plans, the catch-up is $5,500 in 2009. If you're over fifty, you can contribute up to $22,000. Simple IRAs allow an extra $2,500 in 2009.

Limits are likely to change each year; see a financial professional for annual limits − and catch-up limits − for future years.

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