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Home > Personal Banking > Health Savings Account > Eligible Medical Expenses
  • Eligible Medical Expenses

    Beginning in 2011, except for insulin, over-the-counter medication is no longer an eligible expense unless it is prescribed by a physician.

    • Abdominal Supports
    • Abortion
    • Acupuncture
    • Air Conditioner*
    • Alcoholism Treatment
    • Ambulance
    • Anesthetist
    • Arch Supports
    • Artificial Limbs
    • Autoette
    • Birth Control Pills*
    • Blood Tests
    • Blood Transfusions
    • Braces
    • Cardiographs
    • Chiropractor
    • Christian Science Practitioner
    • Contact Lenses
    • Contraceptive Devices*
    • Convalescent Home* 
    • Crutches
    • Dental Treatment
    • Dental X-rays
    • Dentures
    • Dermatologist
    • Diagnostic Fees
    • Diathermy
    • Drug Addiction Therapy
    • Drugs (prescription)
    • Elastic Hosiery*
    • Eyeglasses 
    • Fees Paid to Health Institute
      Prescribed by a Doctor 
    • FICA and FUTA Tax Paid for
       Medical Care Service 
    • Fluoridation Unit
    • Guide Dog
    • Gum Treatment
    • Gynecologist
    • Healing Services
    • Hearing Aids and Batteries
    • Hospital Bills
    • Hydrotherapy
    • Insulin Treatment
    • Lab Tests
    • Lead paint removal
    • Legal Fees
    • Lodging (away from home for
      outpatient care)

    • Metabolism Tests
    • Neurologist
    • Nursing (including board and
       meals)
    • Obstetrician
    • Operating Room Costs
    • Ophthalmologist
    • Optician
    • Optometrist
    • Oral Surgery
    • Organ Transplant (including
       donor's expenses)
    • Orthopedic Shoes
    • Orthopedist
    • Osteopath
    • Oxygen and Oxygen Equipment
    • Pediatrician
    • Physician
    • Physiotherapist
    • Podiatrist
    • Postnatal Treatments
    • Practical Nurse for Medical
       Services
    • Prenatal Care
    • Prescription Medicines
    • Psychiatrist
    • Psychoanalyst
    • Psychologist
    • Psychotherapy
    • Radium Therapy
    • Registered Nurse
    • Special School Costs for the
       Handicapped
    • Spinal Fluid Test
    • Splints
    • Sterilization
    • Surgeon
    • Telephone or TV Equipment to
       Assist the Hard-of-Hearing
    • Therapy Equipment
    • Transportation Expenses
       (relative to health care)
    • Ultra-Violet Ray Treatment
    • Vaccines
    • Vasectomy
    • Vitamins (if prescribed)
    • Wheelchair
    • X-rays

    HSA Ineligible Medical Expenses 

    • Advancement payment for
       services to be rendered next year 
    • Athletic club membership 
    • Automobile insurance premium
       allocable to medical coverage 
    • Boarding school fees 
    • Bottled water 
    • Commuting expenses of a disabled
       person 
    • Cosmetic surgery and procedures 
    • Cosmetics, hygiene products and
       similar items
    • Funeral, cremation, or burial
       expenses 
    • Health programs offered by resort
       hotels, health clubs, and gyms 
    • Illegal operations and treatments 
    • Illegally procured drugs


    • Maternity clothes 
    • Non-prescription medication 
    • Premiums for life insurance,
       income protection, disability,
       loss of limbs, sight or similar
       benefits 
    • Scientology counseling 
    • Social activities
    • Special foods and beverages 
    • Specially designed car for the
       handicapped* 
    • Stop-smoking programs 
    • Swimming pool 
    • Travel for general health
       improvement 
    • Tuition and travel expenses a
       problem child to a particular
       school 
    • Weight loss programs

    * Conditions apply.

    This list is provided with the understanding that our bank is not engaged in rendering tax advice.  Use this list as a quick reference.  If you need additional information, refer to IRS Publication 502 or contact a tax professional.

     

     

     

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